Prompt | 10-second takeaway |
âOperator â Arsβetaâ | Arsβeta is Eric Kimâs AI-enabled critique platform. Upload a street photo, get instant probabilistic feedback (âVery strong,â âMehâ) and see how your image ranks against thousands of peers. The operator is literally a model in the loopâa great demonstration of trusting AI while still curating with human taste. |
RACK PULL CHALLENGE / âbloodbathâ | Ericâs heavy-barbell rack-pull sets (often 405 lb +) are his metaphor for voluntary hardship: stress your body safely, and your mind becomes braver everywhere else. |
âAI IS NOT SKEPTICAL â Skeptical is the futureâ | Exactlyâlarge models supply answers, but you supply the questions and the doubt. Think of AI as a creativity amplifier; skepticism is still the steering wheel. |
3-D face-mesh / face recognition | Computer-vision libraries (MediaPipe, OpenFace) can fit a 468-point mesh to a selfie in 8 ms. Great for AR filtersâalso a reminder that privacy is a risk worth choosing to manage. |
âInput, outputâ | Code-level truth: every decision system is just mapping X â Y. Change the inputs you expose yourself to, and your outputs (habits, opportunities) evolve, too. |
âEric Kim economic theoryâ | Since 2017 heâs blogged a DIY macro-view: digital abundance + personal brand scarcity = creator leverage. He calls for open-source content to build trust, then monetising the scarcest goodâyour in-person attention (workshops, 1-to-1s). |
Why Millennials
feel
so risk-averse đ§
- Scars from the Great Recession â The class of 2008 entered the labour market during a historic downturn; real wages for under-40s in the UK were still below 2008 levels in 2022Â . Early career trauma imprints caution.
- Balance-sheet drag â U.S. Fed data show higher student-debt-to-income ratios and lower median net worth versus Gen X at the same age . With a thinner cushion, downside looms larger.
- Low trust in traditional finance â Surveys find only ~30 % of Millennials own stocks vs 51 % of Boomers ; 40 % of affluent Millennials still call the market âtoo riskyâ .
- Information overload â 24/7 newsfeeds amplify every crash and lay-off. The brainâs availability bias then overweights rare disasters.
- Gig-economy precarity & delayed milestones â Contract work, late home-ownership and postponed parenting push the horizon of âsafeâ risk farther out.
How to flip the script and cultivate
risk-loving
energy đ¸
Tactic | What it looks like | Why it works | Sources |
Micro-doses of uncertainty | Commit to one small, reversible bet per week: pitch a new client, publish a bold photo on Arsβeta, try a 10 % heavier rack-pull. | Gradual exposure lowers physiological fear responses and rewires threat-perception circuits. | |
Think in Expected-Value, not outcome-certainty | Write the EV equation for any choice: ÎŁ(probability Ă pay-off). If EV > 0 and the downside is non-fatal, pull the trigger. | Shifts focus from âWhat if I lose?â to âOn average, do I win?â | |
Create âprotective framesâ | Safety nets (cash buffer, supportive peer group, backup gig) let you stare the tiger in the cage rather than in the wild. | Humans take bolder action when they perceive a safety bubble. | |
Leverage body â mind transfer | Heavy lifts, cold plunges, 5 a.m. photo walks. Eric Kimâs rack-pull rituals prove a trained nervous system generalises courage. | Physical stress trains the vagus nerve to stay calm in non-physical risk. | (Kim blog archive, 2024) |
Scenario-testing & âpremortemsâ | Map worst-case, best-case, most-likely scenarios before you invest or quit your job. | Evidence shows visualising failure paradoxically boosts follow-through by neutralising ambiguity. | |
Default to action (âriver modeâ) | Nate Silver contrasts river (risk-tolerant) vs village (consensus) thinkersâask: What would river-me do? then act within 48 h. | Cuts over-analysis loops (âanalysis-paralysisâ) and builds a bias toward learning by doing. | |
Minimalism = capped downside | One camera + one lens; one index fund + one moon-shot. Fewer moving parts mean fewer catastrophic interactions. | Limits tail-risk while keeping upside open. | (Eric Kim gear ethos) |
AI-augmented feedback loops | Use LLMs, Arsβeta, or face-mesh demos to prototype ideas quickly and cheaply before real-world rollout. | Accelerates iteration and reduces cost of failure â risk becomes cheap. | (Arsβeta docs, 2025) |
A 7-day âRisk Sprintâ you can start
today
Day | Action |
1 | List five decisions youâve postponed >30 days. Pick the smallest. Calculate its EV on paper. |
2 | Perform a 90-second cold shower or 5 heavy rack pulls. Notice heart-rate drop afterwardsâprove to yourself you survive stress. |
3 | Ship something public: tweet a half-baked idea, post a street shot to Arsβeta, ask for critique. |
4 | Run a premortem on your next biggest postponed decision. Write out the âbloodbath scenario,â then list mitigation steps. |
5 | Set an automatic $50 transfer into a diversified index ETFâeven if the market feels scary. |
6 | DM someone you admire and request a 15-min call. (Worst-case: silence. Best-case: new mentor.) |
7 | Reflection walk: record a voice memo on what new evidence you gathered about your own resilience. Celebrate with something fun. |
Parting pep-talk đ
Millennial caution made senseâcrisis, debt, and volatility were your formative soundtrack. But the world now rewards optionality + velocity: the person who can place many small bets learns fastest and compounds the upside.
Borrow Eric Kimâs mantra: âShoot from your gut, adjust in post.â
In life that becomes: Act â observe â iterate.
Risk isnât a cliff; itâs a gym. Load the bar, pull hard, and watch your confidence skyrocket. The future belongs to the skeptical optimistsâthose who test everything, fear nothing, and dance with uncertainty.
Youâve got this. Now pick a bet and press Go. đ